You are told by us about General Electrical Credit Union

You are told by us about General Electrical Credit Union

Require financing? We will place you within the motorist’s chair.

Effortless loan process with great prices, many different terms, much less fees than many other loan providers.

Get authorized, or pre-approved, quickly to get on your way.

Our expert and friendly loan officers will allow you to know very well what choice will continue to work well you can visit one of our many online payday loans Louisiana no credit check partner dealers for assistance – click here for a full list for you or. They are able to finish your GECU loan documents directly onsite in the dealership.

In addition, we should assist you to protect your purchase that is new provide you with the choice to sign up for Payment Protection and guaranteed in full Asset Protection (GAP) in your loan.

GECU Graduate Car Loan Program

Congratulations! You’ve worked difficult, now why don’t we enable you to get on the way to success. Our Graduate car Loan Program provides graduates the possibility to buy a car at a rate that is reasonable with little to no or no credit rating.

  • Will need to have finished within the year that is last will graduate next six (6) months having a Masters, Bachelors, or Associates level from a certified U.S. University or medical college
  • Give a pay stub from manager verifying employment that is full-time dedication page of work (must start work within 60 times of agreement date)
  • Minimal income of $1,400 each month

GECU First-Time Buyer Car Finance System

Why don’t we help fund your set that is first of – despite having minimal credit score! Our low prices and versatile payment terms ensure it is since affordable as you possibly can to invest in your vehicle, plus you will end up building a confident credit score along the way.

  • Minimal six (6) months of work history; evidence of income and residence required
  • The least $1,400 each month
  • No unfavorable credit rating
  • Two legitimate recommendations

Car Buying Solution

Whenever you’re interested in your next vehicle, decide to try GECU’s free Member Automobile Assistance Program (MAAP)! MAAP eliminates the guesswork by providing you the manufacturer’s recommended price that is retailmsrp) on any automobile. This valuable information will allow you to negotiate a reasonable cost in your brand brand new car purchase. Documentation will undoubtedly be supplied information regarding that is containing

  • Factory invoice cost for base car
  • Car or truck for base automobile
  • Standard gear on base car
  • Factory invoice cost for producer installed options and choice packages
  • Car or truck for the maker installed options and choice packages
  • Cargo fees
  • Believed marketing expenses

Our representatives will help you determine your car or truck trade-in value as well as sale value that is private. Also, they could work with you with email address to your partner dealers and easy methods to negotiate using them.

Contact a MAAP agent today for aid in buying or offering an automobile!

APPLY NOW – It Is effortless!

  • Apply online
  • Go to one of our partner dealers and apply onsite in the dealership
  • Phone that loan officer at: 513.243.4328 or 800.542.7093
  • See any branch location

We offer Online Banking and our app that is mobile to 100% free; but, message and information prices may apply. Contact your solution provider for details.

FICO is just a subscribed trademark of fair Isaac Corporation in the usa along with other nations.

Subscribe to On Line or Cellphone Banking!

Subscribe to easily manage your loan today! Put up alerts, make re payments, to check out your FICO® Score 24/7 through Online Banking or our mobile application.

Residence & Land Loans

United Credit Union provides a number of mortgage loans, including fixed-rate and adjustable-rate very first mortgages and house equity loans. So that you can qualify, you need to live or operate in certainly one of our 16 counties, and also the home needs to be based in one of our 16 counties too. A summary of those counties can be seen by pressing right here.

Very First Mortgage Mortgage

Think about UCU first when you’re in search of the house of one’s desires — we are able to help to make your aspirations be realized, with financing that is tailored simply for you. Features covered:

  • Residence purchase or refinancing of a current mortgage loan
  • Terms as much as three decades
  • Qualified applicant may borrow as much as 97% of purchase cost or appraised value (the lower associated with the two) on purchase. (Loan-to-value can be reduced on particular kinds of houses. )
  • Please demand current interest fee and rate information
  • Pick from fixed, 1 year. Adjustable, 3 year. Adjustable or 5 year. Adjustable rates

Residence Equity Type Of Credit (HELOC)

Set up a UCU Residence Equity personal credit line and draw on it if you require funds for nearly any such thing: a kid’s university training, a fresh automobile or watercraft, house addition or improvements, a great getaway, xmas, or other things that your loan requirements could be. Interest calculated just regarding the amount you borrowed from. Other features consist of:

  • Borrow as much as 90% of your house’s value minus first mortgage stability if very very first mortgage is held at United Credit Union or if perhaps no mortgage that is current. Borrow as much as 80% of your house’s value minus first mortgage stability if very first home loan is held at another loan provider.
  • Just available in your main residence
  • Draw period of 5 years
  • Minimal or no Closing Expenses
  • May use cash for pretty much such a thing
  • Readily available – online account access, TLC, phone as well as in individual
  • Adjustable price according to prime price and credit worthiness, not to ever meet or exceed 18% APR*
  • Speed subject to adjustment monthly
  • Credit lifestyle is present with this item (Not NCUA/NCUSIF insured)

Fixed Speed Residence Equity

If you do not need the freedom of a credit line and wish to have significantly more rate of interest security, a hard and fast Rate Residence Equity loan could be precisely what you are interested in. You nevertheless make use of your many borrowing that is powerful to invest in anything: a particular holiday, university education, bill consolidation, etc.

  • Borrow as much as 90% of your property’s value minus first mortgage stability if very first home loan is held at United Credit Union or if perhaps no mortgage that is current. Borrow as much as 80% of your property’s value minus first mortgage stability if very very very first home loan is held at another loan provider.
  • Minimal or no Closing Expenses
  • Minimal loan of $2500
  • May use cash for pretty much such a thing
  • Fixed price throughout life of Loan
  • Price based on prime price and credit worthiness

*APR = Yearly Portion Price

Land Loans

UCU provides land loans. Regardless if you are looking to purchase searching land or land for the next create, we now have the loan that’s right for your needs. In the event that land you want to buy or refinance is for individual usage, please contact our Mortgage Department.

Construction Loans- Not Available

When you are thinking about borrowing and also you’re thinking BIG, think about United Credit Union. We provide affordable prices, flexible terms together with solution you’ll rely on when creating one of several biggest funding choices in your life. Check out us first, and you’ll locate a courteous, knowledgeable, expert staff prepared to be practical.

To learn more, please email our Mortgage Department or phone: 573-581-8651.

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